Did you know that by law you are entitled to a free credit report every 12 months? The Fair Credit Reporting Act requires that each of the nationwide consumer reporting companies-Equifax, Experian and TransUnion-provide you with a free copy of your credit report, at your request, once every 12 months.
To order your credit report, you can visit www.annualcreditreport.com, call 1-877-322-8228 or complete the Annual Credit Report Request Form and mail it to: Annual Credit Report Request Service, P. O. Box 105281, Atlanta, GA 30348-5281.
www.annualcreditreport.com is the only government authorized website from which to order your credit reports, so beware of imposters.
I order my credit reports from all 3 companies annually. It’s definitely worth it.
-posted by Ed G., Reference Services